Very knowledgeable, super helpful, and responsive to all our Medicare insurance questions. Leading into my 65th year I started with NH's Service Link, but that only got me so far and I still had trouble finding the right plan for me. Caleb solved that dilemma. He also helped my spouse, she went with a supplemental plan while I went down the advantage route. Also, as a broker he does not charge you for his services. He gets paid by the provider. I highly recommend Caleb to anyone navigating the Mediare system.
I had Caleb help me with Medicare when I turned 65. When the planned changed at the end of the year, Caleb took the initiative to contact me to let me know how many plan was changing, and offered to review my coverage. I would highly recommend his services, his customer service is excellent.
Caleb was very thorough in reviewing my Medicare needs. Knowledgeable and patient. Has the ability to offer a range of options tailored to your specific health and financial needs.
Caleb knows how to do business. He's attentive, caring, and driven to get the best matching policy for his clients. He goes the extra mile to make sure his clients are taken care of.
Why Choose Us
Your Reliable Source for Complete Coverage and Professional Advice
Experience peace of mind with Fleury and Associates—your trusted partner for Medicare and health insurance solutions.
About Us
Your Trusted Partner for Tailored Insurance Solutions
At Fleury and Associates, we understand the complexities of navigating health insurance. As an independent broker, our priority is always you—not the insurance providers. Our mission is to empower you with the knowledge and guidance needed to make informed decisions about your coverage.
Work Process
Our Simple 4-Step Insurance Process
Navigating insurance is easier than you think. Our streamlined process ensures you get personalized support at every stage, making it straightforward and stress-free.
Step 01
Assess Your Needs
Step 02
Schedule a Consultation
Step 03
Receive Personalized Advice
Step 04
Secure Your Insurance
Looking for a Quote?
Request Your Free Insurance Quote
FAQ
Get the Answers You Need
What is health insurance?
Health insurance provides financial protection by helping cover the cost of medical care, including doctor visits, hospital stays, prescriptions, and treatments. Depending on your plan, it can reduce or eliminate the out-of-pocket expenses for your healthcare needs, ensuring you’re shielded from high medical bills.
How does health insurance work?
Health insurance operates by splitting the cost of medical care between you and the insurance provider. You pay a monthly premium, and when you require medical services, your insurance helps cover the expenses for things like doctor visits, prescriptions, or hospital stays. Depending on your plan, you might also be responsible for out-of-pocket costs such as deductibles, copays, or coinsurance.
How do I get health insurance?
There are several ways to get health insurance: through an employer-sponsored plan, by purchasing coverage through the Health Insurance Marketplace, or by working with a licensed insurance agent. Depending on your age or income, you might also be eligible for government programs like Medicare or Medicaid.
What are the different types of health insurance?
There are various types of health insurance plans, such as Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Government programs like Medicare, Medicaid, and CHIP also provide coverage for those who qualify. Each plan type differs in cost, flexibility, and access to healthcare providers.
How much does health insurance cost?
What does health insurance cover?
