Privacy Policy

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Privacy Policy

Our Commitment to Your Privacy

At Fleury and Associates, we are deeply committed to respecting and protecting your privacy. We understand the importance of your personal information and take every precaution to ensure it is handled securely and responsibly. Our privacy policy outlines the types of data we collect, how we use it, and the steps we take to protect your information from unauthorized access or misuse.

We collect only the information necessary to provide you with our services and ensure a smooth and personalized experience. Whether you’re exploring our insurance options or using our tools, you can trust that your data is safe with us. We adhere to strict privacy practices and comply with all relevant laws and regulations to safeguard your information.

Our policy also explains your rights regarding your data, including how you can access, update, or request the deletion of your information. We believe in complete transparency, so you’ll always know how your data is being used and for what purpose.

By reviewing our privacy policy, you can gain a clear understanding of our data protection measures and feel confident in the knowledge that your personal information is in safe hands with Fleury and Associates.

FAQ

Get the Answers You Need

What is health insurance?
Health insurance is a type of coverage that helps pay for medical expenses, such as doctor visits, hospital stays, medications, and treatments. It protects you from high healthcare costs by covering a portion or all of your medical bills, depending on your plan.
Health insurance works by sharing the cost of medical care between you and the insurance company. You pay a monthly premium, and when you need medical services, your insurance covers part of the cost, such as doctor visits, prescriptions, or hospital stays. Depending on your plan, you may also have to pay out-of-pocket expenses like deductibles, copayments, or coinsurance.
You can get health insurance through various options: enrolling in a plan provided by your employer, purchasing a plan through the Health Insurance Marketplace, or working with a licensed insurance agent. You may also qualify for government programs like Medicare or Medicaid, depending on your age or income.
There are several types of health insurance plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Additionally, government programs like Medicare, Medicaid, and CHIP offer coverage for eligible individuals. Each type varies in cost, flexibility, and provider network.
The cost of health insurance varies depending on factors like your plan, coverage level, age, location, and whether you qualify for subsidies. Typically, you’ll pay a monthly premium, along with potential out-of-pocket costs such as deductibles, copayments, and coinsurance when you receive care.
Health insurance typically covers a range of medical services, including doctor visits, hospital stays, surgeries, prescription medications, preventive care, and emergency services. Coverage may also include mental health services, maternity care, and specialist visits, depending on your plan. Specific benefits can vary, so it’s important to review your plan details.

Our Mission is to Safeguard Your Business, Life, and Beyond.

At Fleury and Associates, we provide comprehensive insurance solutions to protect your business, life, and future, ensuring your peace of mind through reliable coverage and exceptional service.
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